Digital Garage Launches Next-generation Payment API with DGFT to Enable Payment Methods in the Shortest Development Time

– DGFT, which is engaged in the payment business, launches a next-generation payment API compatible with the OpenAPI format for “VeriTrans4G,” DGFT’s comprehensive payment service, which reduces the development time for implementing payment services for e-commerce sites.

– Starting with the payments by credit cards and PayPay, 30 kinds or more of the payment methods will be accepted in compatibility with OpenAPI by the end of December 2023.

With the availability of OpenAPI, many business operators, including domestic enterprises, startups, small and medium-sized companies, and global companies considering introducing Japanese-style smartphone payment services and payments at convenience stores, can easily add payment methods. Continuing the support for the existing library module, DG Financial Technology, Inc. (HQ: Tokyo; Representative Director, President, Co-COO: Hiroshi Shino; DGFT), a subsidiary of Digital Garage, Inc. (TSE Prime section: 4819; HQ: Tokyo; Representative Director, President Executive Officer and Group CEO: Kaoru Hayashi; DG), will offer flexible development methods tailored to business operators’ needs. Going forward, DGFT will strengthen continuous updates and technical support.

■Special Features of Open API in its availability
1. Easy-to-use Development of Application Logic
Open API is a standardized format to facilitate secure communication between web applications, streamlining the development of new application logic. Furthermore, since “VeriTrans4G” is ensured to be compatible with “MDK (Merchant Development Kit),” the implementation in the existing software development environment can be smoothly realized.

2. Speedy Information Access
The organized documents can be easily viewed on the web browser with intuitive navigations. Moreover, API, required to implement each payment method, is organized sequentially, enabling agiler development.

3. Significant Reduction in Person-hours for Development
OpenAPI definition files are available for download. Using them, business operators can build a testing environment independently and efficiently check API’s requests and responses. In addition, by comparing the versions of definition files, they can figure out the revised contents in the specifications and make it worthwhile to identify an impact.

■Comment from Shogo Takayama, CTO and Manager of e-commerce of System Integrator Corp.
System Integrator’s “SI Web Shopping” was the first e-commerce site development package in Japan, released in 1996. “SI Web Shopping” has been used to build more than 1,100 e-commerce sites to date and, through integration with DGFT’s payment platform, has provided a beneficial payment experience for numerous e-commerce sites.

The upcoming implementation of “VeriTrans4G” to OpenAPI is expected to support many payment methods and unify the processing sequence, significantly speeding up the development process compared to the conventional method. We will continue to do our utmost to support the expansion of businesses by providing a mechanism that will allow them to develop their e-commerce business even more smoothly.

■Comment from Tomoya Sasaki, Corporate Officer and Co-Head of Open Network Lab of Digital Garage, Inc.
As a pioneer of an accelerator program in Japan, Open Network Lab (Onlab) has been producing 150 or more startups, including listed companies and unicorn companies with fair values of over 1 billion dollars. For the business expansion of startups, support is required to ensure the quality and maintain its speed. For this reason, we strongly recommend the implementation of engineer-friendly payment services. Particularly thanks to the availability of OpenAPI this time. We are sure that startups can offer their services smoothly with no slowdowns.

■About “VeriTrans4G” comprehensive payment solution
“VeriTrans4G” is a comprehensive payment platform compatible with the most significant number of payment methods in the industry, including not only basic payment methods using credit cards, convenience stores, and banks, but also e-money, carrier payments, various ID-based payment methods such as PayPay, and international payment methods such as UnionPay and Alipay. Based on a system with Japan’s highest level of security and fully compatible with the non-retention of card information, “VeriTrans4G” includes essential functions such as recurring billing and card information update functions. It also comes standard with various security options to prevent fraudulent use.

“VeriTrans4G” is a multi-channel payment service that supports various industries and business formats both online and offline, from e-commerce websites to physical stores. It is used in a range of business models, including subscriptions, mobile orders, and service platforms.

■The payment methods to be accepted by the end of December, 2023
Credit Cards: VISA, Mastercard, JCB, American Express, Diners Club
Convenient Stores: SEVEN-ELEVEN, FamilyMart, Lawson, MINISTOP, Daily YAMAZAKI・YAMAZAKI Daily Store, Seicomart
Banks: Pay-easy, PayPay Bank, Rakuten Bank, SBI Sumishin Net Bank, Bank Pay
Electric Money: Suica, Rakuten Edy, WAON, nanaco
Carrier Payments: d payment, au Easy Payment, Softbank Payment, FLET’S Payment
ID: Rakuten Pay, LINE Pay, FamiPay, Amazon Pay, merpay, EPOS payment, au PAY

【About DG Financial Technology】
A payment provider that offers comprehensive payment services for e-commerce and other online businesses, stores, and offline interactions. Payments can be made at 950,000 locations (offline and online), with an annual processing volume exceeding 5.3 trillion yen (as of March 2023). In April 2021, the company name was changed to DG Financial Technology (DGFT.) As a core company of the DG Group’s “DG FinTech Shift,” DGFT supports businesses in their efforts to go cashless and promote DX from the payment and financial domains. Furthermore, it will continue to contribute to developing a sustainable society as a helpful infrastructure business by providing highly convenient functions and services to merchants and end-user consumers and offering secure and comfortable payment experience.