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Digital Garage Partners with Daiichi Life Group to Begin Providing an Invoice Card Payment Service as a “Non-Insurance Solution” to Support Cash Flow Management for SMEs
- Digital Garage, Inc. (TSE Prime: 4819; HQ: Tokyo; Representative Director, President Executive Officer, and Group CEO: Kaoru Hayashi; “Digital Garage”) announced that it has partnered with Daiichi Life Group, Inc. (TSE Prime: 8750; HQ: Tokyo; Representative Director, President and Group CEO: Tetsuya Kikuta; “Daiichi Life Group”), and Benefit One Inc. (HQ: Tokyo; Representative Director and President: Kazuyuki Hanyu; “Benefit One”), a member of the Daiichi Life Group, to launch “Payment Station by DGFT Invoice Card Payment” (“the Service”), a service designed to help small and medium-sized enterprises (SMEs) improve cash flow and streamline back-office operations.
■ Overview of the Collaboration
Digital Garage, in collaboration with Benefit One, a member of the Daiichi Life Group, will begin offering the Service on Monday, November 9, 2026. Through this collaboration, Digital Garage aims to expand its value proposition in the “non-insurance domain” area, a key focus of the Daiichi Life Group, while contributing to solving management challenges faced by small and medium-sized enterprises (SMEs), including improving operational efficiency and cash flow.
■ Benefits of the Service Introduction
In addition to outreach through Benefit One, the Service will be gradually introduced and proposed to corporate customers as a new “non-insurance solution” through the customer base that Daiichi Life Insurance Co., Ltd. (“Daiichi Life”) has built over many years.
■ About “Payment Station by DGFT Invoice Card Payment”
The Service is a support package customized for Benefit One and Daiichi Life clients, based on “DGFT Invoice Card Payment,” a B2B payment solution offered by Digital Garage. Through this collaboration between Digital Garage and the Daiichi Life Group, the Service will be newly offered to SMEs, complementing the payment solutions that Benefit One has provided to date.
■ About “DGFT Invoice Card Payment”
“DGFT Invoice Card Payment” enables businesses to improve operational efficiency and address cash flow challenges by switching payments for invoices issued by suppliers that do not accept credit card payments from bank transfers to credit card payments, effectively extending payment deadlines. By using credit cards as a payment method while maintaining conventional business practices centered on bank transfers, businesses can simultaneously improve operational efficiency and cash flow while gaining greater visibility into payment data.
The Service also supports the largest number of card brands in Japan (*1) (JCB, Visa, Mastercard®, Diners Club, SAISON Card, and NICOS Card), enabling it to meet the needs of a wide range of customers through its extensive card brand coverage.
(*1) Digital Garage research (as of November 9, 2026; web survey)
■ Positioning of the BIPS (Business Invoice Payment Service) in the Digital Garage Group’s Strategic Financial Business
The Digital Garage Group is accelerating efforts to strengthen its development and operational capabilities in preparation for the launch of “Digital Garage Bank/DG Bank” (tentative name), a strategic financial business for small and medium-sized enterprises (SMEs) developed in collaboration with the Resona Group, within the current fiscal year. This project aims to establish a “financial orchestration platform” that integrates payments and finance to support cash management, credit, and data utilization for SMEs in the AI era.
The Digital Garage Group also positions the “B2B payment sector for SMEs” as one of the core functions of “Financial Infrastructure,” which supports the flow of commerce and money throughout society. The Group intends to continue actively expanding its business in this area.
■ Outlook
Going forward, Digital Garage will gradually expand its collaboration to include Daiichi Life, in connection with “Payment Station by DGFT Invoice Card Payment.” Through this collaboration, the company aims to help customers improve cash flow by providing greater flexibility in payment timing (effectively extending payment deadlines) through credit card payments.
In addition, the Digital Garage Group aims to further expand its group-wide collaboration with the Daiichi Life Group to create additional value.
■ Company Profile
Daiichi Life Group, Inc.
Representative: Tetsuya Kikuta, Representative Director, President and Group CEO
Head office: 1-13-1 Yurakucho, Chiyoda-ku, Tokyo
Established: September 15, 1902
Business: Management of life insurance companies, non-life insurance companies, and other companies operating as the Company’s subsidiaries pursuant to the provisions of the Insurance Business Act, as well as related operations and other businesses that insurance holding companies are authorized to conduct under the Insurance Business Act.
URL: https://www.daiichilife-group.com/en/
Benefit One Inc.
Representative: Kazuyuki Hanyu, Representative Director and President
Head office: 37F, Shinjuku Park Tower, 3-7-1 Nishi-Shinjuku, Shinjuku-ku, Tokyo
Date founded: March 15, 1996
Business: Employee benefits services, healthcare services, incentive programs, purchasing and payment processing services, personal services, and customer relationship management (CRM) services.
URL: https://corp.benefit-one.co.jp/ (Only in Japanese)
Digital Garage, Inc.
Representative: Kaoru Hayashi, Representative Director, President Executive Officer and Group CEO
Head office: Digital Gate Bldg., 3-5-7 Ebisu Minami, Shibuya-ku, Tokyo
Shibuya PARCO DG Bldg., 15-1 Udagawa-cho, Shibuya-ku, Tokyo
Date founded: August 1995
Digital Garage, Inc. is the leading payment service provider in Japan. With the corporate purpose of “Designing ‘New Context’ for a sustainable society with technology,” Digital Garage operates payment business services for various comprehensive payment platforms in Japan. Digital Garage also runs a marketing business providing one-stop solutions in both the digital and real worlds, as well as a startup investment and development business for approaching promising startups and technologies in Japan and overseas. Digital Garage is listed on the Tokyo Stock Exchange Prime Market (TSE Prime: 4819). For more on Digital Garage, visit garage.co.jp/en